Buy with Knowledge and Sell with Confidence by Ron Klingbyle Real Estate Agent Top Producer Serving Windsor Essex County Ontario

 

 

Estimated Legal Closing Costs in the Windsor Essex County Region to Purchase



 

Legal Fee.......... $     600
HST $       78
 

Common Disbursements

   
   
Title Insurance $      297
Office Disbursements $      100
Search Fees $      150
Register of Deed $       72
Register of Mortgage $       72_

Total Before Land Transfer Tax

$   1369

 

 

Add:

 

Land Transfer Tax (e.g. $170,000 home) - Exempt for first time home Buyers

$   1,425

 

_______
Total $   2,794

 

Other Fees - If your down payment is less than 20% of the purchase price of the home, the mortgage will require insurance from CMHC.  The insurance premium is usually added to the mortgage.  This premium ranges from .5% of the mortgage value to 3.75%, depending on the size of the down payment.

 
   
Property Tax Adjustment - In addition to the above costs, you may be required to have cash on hand to repay the vendors for taxes they have paid in advance (depending on possession date and how the vendors paid their taxes)  
   
Home Inspector - Optional $     320
   

House Insurance - You will have to arrange insurance on the property before possession. The annual rate for a basic policy is approximately........

$     800
   
 Utility Deposits - If utility providers have credit concerns, they may require utility deposits  
   
 
* These figures are an estimate only. They are subject to change and it is recommended that you consult your lawyer for confirmation of your total costs.
 
 

Windsor Essex County Real Estate Homes Houses for Sale Free Home Evaluations

 

Compliments of Ron Klingbyle a full time top producer real estate professional serving Windsor and the surrounding Essex County Community Areas. If you're thinking of Buying or Selling a home, investment or commercial property or relocating to the Windsor / Essex County Area? Contact me I can help, let my consistent, proven accomplishments and lifetime experience in real estate go to work for you.

 

 

 

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Windsor Ontario free home evaluations mls real estate listings search luxury waterfront lakefront riverfront river view farm properties hobby farms bank owned foreclosures repos repossessed search homes houses condos townhouses cottages property listings for sale residential commercial | LaSalle Ontario free home evaluations mls real estate listings search luxury waterfront lakefront riverfront river view farm properties hobby farms bank owned foreclosures repos repossessed search homes houses condos townhouses cottages property listings for sale residential commercial | Amherstburg Ontario Boblo Island Ontario free home evaluations mls real estate search luxury waterfront lakefront riverfront river view farm properties hobby farms bank owned foreclosures repos repossessed search homes houses condos townhouses cottages property listings for sale residential commercial | Tecumseh Ontario free home evaluations mls real estate listings search luxury waterfront lakefront riverfront river view farm properties hobby farms bank owned foreclosures repos repossessed search homes houses condos townhouses cottages property listings for sale residential commercial | Lakeshore Ontario Belle River Ontario free home evaluations mls real estate listings search luxury waterfront lakefront riverfront river view farm properties hobby farms bank owned foreclosures repos repossessed search homes houses condos townhouses cottages property listings for sale residential commercial | Essex Ontario Harrow Ontario Colchester Ontario free home evaluations mls real estate listings search luxury waterfront lakefront riverfront river view farm properties hobby farms bank owned foreclosures repos repossessed search homes houses condos townhouses cottages property listings for sale residential commercial | Kingsville Ontario Cottam Ontario free home evaluations mls real estate listings search luxury waterfront lakefront riverfront river view farm properties hobby farms bank owned foreclosures repos repossessed search homes houses condos townhouses cottages property listings for sale residential commercial | Leamington Ontario Pelee Island Ontario Wheatley Ontario free home evaluations mls real estate listings search luxury waterfront lakefront riverfront river view farm properties hobby farms bank owned foreclosures repos repossessed search homes houses condos townhouses cottages property listings for sale residential commercial | Realtor MLS Windsor-Essex County, Ontario Real Estate Board.

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